Agentic Commerce & Payments Summit 2027
The premier gathering for visionaries shaping the next era of commerce and finance in the Middle East where banking, retail, and payments leaders convene to address the future of autonomous payments as AI agents become deeply embedded into the modern payment ecosystem.
What Will Be Covered?
Dive into the most relevant topics shaping the future of payments, fintech and digital innovation, with insights from global and regional experts.
Agentic Payments
Consent, liability and settlement: how payments work when an AI agent pays on a customer's behalf, and how UAE payment rails need to adapt.
Agentic Commerce
AI agents in retail, from search and product discovery to checkout, fulfilment and customer service.
Agentic Finance
Autonomous workflows in banking: lending, claims, onboarding, treasury and collections, and building the infrastructure to support them.
Regulation & Compliance
Where the CBUAE, ADGM and DFSA are heading on agentic AI, accountability when an agent gets it wrong, and AI in AML and fraud controls.
Trust & Security
Agent identity and authentication, proving customer consent, fraud prevention, data privacy and human-in-the-loop safeguards.
Scaling & Real-World Deployments
Lessons from early UAE and GCC deployments: what worked, what didn’t, and how to move from pilot to production.
Who Should Attend?
Experience the epicentre of AI innovation in the UAE network with 300+ senior leaders from commerce, payments & tech, and gain insights aligned with Dubai’s Agentic AI initiatives.
C-Level Executives
CEOs, CTOs, CIOs
AI & Innovation Directors
Government & Regulatory Policymakers
Investors & Venture Capitalists
Payments & Banking Leaders
Heads of Digital Transformation
Technology Vendors & Solution Providers
Consultants & Industry Strategists
Benefits of Attending
Discover new opportunities, exchange ideas and build meaningful connections with industry leaders.
Gain Strategic Insights
Stay Ahead of Regulations
Network with Leaders
Drive Business Transformation
Explore Cutting-Edge Tech
Forge Partnerships
Our Speakers and Advisors
Shaped by Practitioners Across Finance, Commerce & Policy

Eng. Mozah Mohamed Alnuaimi
Chief AI Officer, Ministry of Energy and Infrastructure (MOEI), UAE
Eng. Mozah Alnuaimi is an Emirati engineering expert specializing in sustainable energy and infrastructure at the UAE Ministry of Energy & Infrastructure (MOEI), where she also serves as Chief AI Officer for strategic implementation, leading the Ministry's transition from the AI expert phase to the transformative phase. She is the Technical Co-Chair of the Global Cooling Pledge, supporting international efforts on sustainable cooling. She holds a bachelor’s degree in electrical engineering from United Arab Emirates University and a master’s degree in engineering management from the University of Wollongong in Dubai. With 17 years of federal leadership, she has pioneered first-of-kind national programs in green transportation and sustainable cooling and contributes to national policy through federal committees on circular economy and the water-energy-food nexus. Her recognitions include the UAE Innovates Award (2025) and the ENOC Women in Energy Award (2024)

Amith Rajan
CEO, Mashreq NeoVentures

Dr Sebastian Walter
Chief AI Officer, First Abu Dhabi Bank
Sebastian is the leader of the AI Innovation Hub at First Abu Dhabi Bank (FAB), where he is driving the bank's AI strategy and accelerating enterprise-wide innovation through artificial intelligence. With more than 20 years of international experience spanning consulting and industry, Sebastian specializes in AI, digital transformation, business building, and performance improvement. His leadership experience includes heading the Digital & Consulting division at the Otto Group, including Data Works GmbH, where he spearheaded large-scale digital and data transformation initiatives. Earlier in his career, he served as a Partner at Bain & Company and held leadership roles with global organizations including Olympus Optical and Unilever. He is passionate about translating emerging technologies into practical business value and helping organizations build AI capabilities that deliver measurable impact at scale.

Linoy Kidd
Chief Information Officer, HSBC
Linoy Kidd is an accomplished and award-winning technologist with extensive experience spanning five countries. With over 18 years at HSBC, she has made significant contributions across the globe, starting her journey in the UK in Foreign Exchange Options as an analyst, before moving on to roles as Head of FXO APAC based out of Hong Kong, She then went on to build the Murex Centre of excellence in China, before moving to Mexico to take up the role of; GBM CIO, and currently serving as the MSS CIO of MENAT based in the UAE.
Linoy is renowned for her proactive leadership approach; Linoy excels in cultivating teams in diverse locations. Beyond her corporate responsibilities.
Linoy is deeply committed to philanthropy, dedicating her time to building schools in underserved regions. To date, she has established nine schools in Africa, Haiti, Nicaragua, Nepal and a house for the homeless in Mexico, demonstrating her passion for making a tangible difference in communities worldwide.
Linoy's exceptional achievements have earned her several prestigious accolades, including: Global Enterprise CIOs from the ICMG, Top Global Women Transforming Enterprises from the ICMG, the Exito Award for Digital Excellence, recognition as CIO of the Year at the CXO DX awards for her innovative approach to sustainable work practices, and the Finnovex Award for her influential role in the financial sector. Additionally, she was honoured as Qatar's CIO of the Year at the Finnovex Awards, she was also published in the DT50 honouring powerful leaders driving technology forward.
Linoy Kidd continues to inspire through her technological expertise, philanthropic endeavours, and commitment to driving positive change on both local and global scales.

Krishnan Gopi
Chief Transformation Officer, Apparel group
Krish is a transformative technology leader with over two decades of experience driving large-scale digital transformations for Fortune 100s, global / regional banks, conglomerates and public sector entities. A technology entrepreneur and enterprise operator, he has founded and exited three ventures and has been involved in building digital products and intellectual property valued at over $500 million. His work spans SuperApps, enterprise AI transformation, digital business models and large-scale technology modernization. An MIT Sloan alumnus, AI inventor and certified board director, Krish also advises organizations on AI, technology and transformation, mentors ventures through the MIT innovation ecosystem, and serves on the boards of technology and deep-tech companies. Currently, he is the Group Chief Transformation Officer at Apparel Group - leading the group’s transformation agenda - future-proofing the business, enabling growth, creating new markets, products & business models, enhancing agility, efficiency and customer experience to ensure long-term competitiveness and investability.

Dr. Ebrahim Al Alkeem Al Zaabi
National Risk & Policy Director, Executive Office of Anti Money Laundering & Counter Terrorism Financing
Dr. Ebrahim Al Alkeem is a distinguished expert in artificial intelligence and cybersecurity, now serving as the National Risk & Policy Director for Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF). With over 20 years of experience, Dr. Al Alkeem has consistently demonstrated leadership and innovative thinking in various significant roles.
His scholarly contributions to the field are substantial, with numerous articles published in esteemed research centers and academic journals. He has also served on various advisory boards, underscoring his dedication to advancing industry standards and disseminating knowledge.
A respected voice in the AI community, Dr. Al Alkeem is a frequent keynote speaker and panelist at top-tier international conferences and summits, where he shares his forward-thinking perspectives and expert insights, influencing contemporary discussions in technology.
Dr. Al Alkeem holds a Ph.D. in Engineering with a double major in Artificial Intelligence and Cybersecurity from Khalifa University. His academic achievements are complemented by a suite of global AI certifications, reflecting his commitment to continuing education and mastery of his field.

Dr. Sreejit Chakrabarty
Group Head of Technology, AI & Innovation, Fortes Education and Fortes Investments
Dr. Sreejit Chakrabarty is Group Head of Technology, AI & Innovation at Fortes Education and Fortes Investments, where he leads the group’s strategy across artificial intelligence, emerging technologies, digital platforms, and future learning models.
His current work focuses on moving AI from isolated tools to connected, agentic systems that can support teaching, operations, decision-making, and personalised learning across schools. He is leading initiatives spanning agentic AI, Google Workspace and Gemini adoption, intelligent learning environments, AI-enabled school platforms, robotics, quantum technologies, XR, esports, and future-skills programmes.
Previously Director of AI at GEMS Education, Sreejit has worked at the intersection of education, technology, and organisational transformation across the UAE. He regularly advises education leaders and technology partners on AI strategy, governance, adoption, and the practical design of AI systems for real-world use.
His work and perspectives on AI in education and digital transformation have been featured in leading global media outlets including CNN and other international platforms, and he has been recognised and showcased at global forums such as Forbes 30 Under 30, World AI Show, and GITEX, reflecting his growing influence in shaping the future of education technology.

Adil Belhouari
Senior Vice President / Head of AI, Data Science, Analytics & Business Intelligence, Riyad Bank
Adil Belhouari has over 22 years of extensive Executive Management and Leadership experience at varying positions in multiple lines of businesses and technologies.
A seasoned Data, Analytics, Artificial Intelligence & Digital Banking Strategist well known in the Industry of Banking Intelligence & Financial Analytics, Digital Banking, Customer Experience & Loyalty, Enterprise Data Management, Data Science & Insight Strategy, Business Planning, Financial Reporting as well as leading solutions in the area of Digital Transformation, Risk Management, Customer Acquisition, Segmentation, Retention, Relationship Management (CRM), Artificial Intelligence, Business Intelligence (BI), Innovation, Fintech Partnership and Open Banking Strategy.
Proven track records of superior achievements with cash flow and credit driven lending products development, Business planning, Data Monetization, Business Information Strategy, Sales’ Strategy and delivery management.
Adil is currently working as Senior Vice President/ Head of AI, Analytics & Data Science for Riyadh Bank, one of the largest financial institutions in Saudi Arabia.
Prior to Riyad Bank, Adil was a leading Analytics and Data mining Expert at SAS Institute Inc., one of the largest software and consultancy companies in the world focused on delivering superior software & Solutions in Business Analytics.
Adil also worked as a professor of analytics and statistics at HEC - Montreal. He has contributed in several applied scientific researches and papers published in high-level Journals.
Adil has been a speaker and presenter at many highly rated events, conferences and summits across different countries and continents.

Anjali Aggarwal
Head of noon payments Business GCC - Payment Gateway, Noon
Anjali Aggarwal is a seasoned business leader with more than 20 years of international experience across fintech, digital payments, e-commerce, and business development. As Head of Business – GCC at noon payments, she leads commercial strategy, regional expansion, and strategic partnerships across the Gulf region. Anjali has played a key role in driving business growth, launching innovative payment solutions, and building high-impact partnerships that support the evolution of the digital payments ecosystem.

Dr. Haidar Almohri
Head of Data Science and Acting Chief Data and Innovation Officer, Gulf Bank, Kuwait
Dr. Haidar Almohri is the Head of Data Science and Acting Chief Data and Innovation Officer at Gulf Bank, Kuwait. He leads key initiatives in data science, business analytics, and innovation. Dr. Almohri holds a PhD in Industrial and Systems Engineering from Wayne State University and brings extensive experience in building and managing data teams, applying advanced AI and machine learning techniques, and driving digital transformation strategies. His research interests focus on generative AI, big data analytics, deep learning, and business optimization. With a robust background in both academia and industry leadership, he has also served as a consultant across multiple sectors. Dr. Almohri regularly speaks at conferences and seminars and has conducted numerous workshops and training courses in data science and Artificial Intelligence in Kuwait and GCC.

Manish Vaidya
Head of AI, Department of Culture and Tourism, Abu Dhabi
Manish is a results-driven leader in Data and AI, focused on using data to drive innovation, strengthen customer experiences, and deliver meaningful insights. With more than 15 years of experience across AI, machine learning, operational optimization, and advanced data visualization, he combines strategic vision with strong technical capability.
In his role as Head of AI at the Department of Culture and Tourism, Abu Dhabi, he leads organization-wide AI initiatives that enhance decision-making, streamline operations, and elevate visitor experiences. He holds a Master’s in Business Analytics from Imperial College Business School, London, providing a solid grounding in data-driven strategy, leadership, and innovation.
He is committed to fostering collaborative, people-focused, and customer-centric environments, developing talent, and enabling teams to deliver high-impact results. In addition to his leadership responsibilities, he advises AI startups on overcoming challenges and scaling effective solutions.
A strong advocate for responsible digital innovation, he actively seeks opportunities to apply technology for sustainable and scalable impact. He regularly engages with professionals and thought leaders in AI and data science to exchange insights, explore partnerships, and contribute to shaping the future of AI.

Shafique Ibrahim
Founder, Fintech Advisor & Payments Consultant, UAE Government

Mangesh Jadhav
Head of Platform and Core Banking, Emirates NBD
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Founded in 2005, Edarabia is your #1 Education Guide; helping students, parents & educators compare and find the best institutions. Edarabia covers the entire education landscape with the latest Academic Ratings, Scholarships, News, Events and Jobs. Our visitors are affluent, educated and likely to use the internet in making comparisons between institutions and are highly influenced by user reviews & ratings.

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Testimonials
FERG is in the forefront to explore all the latest emerging trends to ensure the competitive advantage of its members and their ability to navigate through such dynamic markets. FXB is one of those well recognized platforms that allow all to explore and gain real insights from practitioners in the industry.”
Osama Al Rahma
Chairman of Foreign Exchange and Remittance Group (FERG)
Jamal Saleh
Director General, UAE Banks Federation
Rajesh Mohan
Managing Director Unity Infotech
Andrew McCormack
Chief Operating Officer, Al Etihad Payments
Sultan AlMahmoud
Chief Executive Officer, Instant Cash.















